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Financing At Western Motors
Drive Home Your Dream Car by Financing Your Vehicle at Western Motors
We understand that when Atwater, CA area customers visit Western Motors to buy a vehicle, they are making a major financial decision and not just finding a vehicle that fits their needs. Most customers must finance their next vehicle, so our finance center professionals work closely with customers, offering expert advice to ensure their vehicle loan fits their budget with affordable terms.
We Make it Easy!
Dealership Financing is Customer Service at its Best
After you find the right vehicle at Western Motors, the next step is financing the purchase. Depending on the vehicle selected, you have two options.
The first is direct lending or a loan. In this type of loan, you agree to pay the cost of the vehicle plus a finance charge. The amount is paid over a period of time in monthly payments that include principal plus interest.
Our experts in the financial center can help you get pre-approved for financing so you know in advance the maximum amount you can borrow and can explore various terms, like the length of the loan and the monthly payment. This simplifies vehicle shopping for cars, SUVs, and trucks because you know what will fit your budget. Once the loan is paid off, you own the vehicle.
The second financing option is a lease. A lease is financing in which you pay for the use of the car for a pre-determined number of miles and amount of time. The monthly lease payments are lower than loan payments, which enables Winton, CA area drivers to buy a vehicle they may not have been able to afford with higher loan payments.
At the end of the lease, you return the car, exchange it for an updated model or consult with the finance center to buy it. Your preapproval amount also applies to leasing financing. Since we are a used car dealer, we don't offer the leasing option.
Why Finance Through Western Motors?
There are plenty of reasons to finance your vehicle purchase at our dealership. One-stop shopping is the ultimate convenience, saving considerable time. You can test drive various vehicles to ensure you select the one that fits your driving style, technology preferences, required passenger load, storage capacity and comfort needs, like leg and headroom. After you select the ideal vehicle, you can finance your vehicle in the same location.
Some other reasons to finance your vehicle at [DEALERSHIP] include the following.
- We often offer customer incentives like interest rate options, cash back or additional services over an extended time period
- We have access to a network of lenders, enabling us to get the best loan or lease terms based on your credit history and the vehicle chosen
- We can often personalize a loan or lease in many ways, including offering longer loan terms and lower monthly payments to fit a budget
- Our finance center staff are experts in financing
- We also take most vehicle makes and models for trade-in, so you do not have to worry about independently selling your current vehicle to purchase a different one.
Excellent Customer Service is Always the Rule
One of the comments our staff most appreciates hearing from our customers in Merced, CA and the surrounding area say is, "That was easy." People often think of vehicle buying as a complex, tedious, and time-consuming experience. Western Motors proves every day that it does not have to be. Our goal is simple: prove that buying and financing a vehicle can be an enjoyable, trouble-free, and affordable experience.
We invite Atwater, CA area drivers to visit Western Motors when ready to shop for and finance a vehicle. You can test drive a car, SUV, or truck, choose the one that best fits your needs, and work with our finance center to arrange payment. It is customer service at its best!
Complete the online credit application to get started on buying a new vehicle from our team today.
Your privacy is important to us.
Western Motors takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Western Motors
1530 W 16Th St
Merced, CA 95340
- Sales: (800) 375-1107
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Western Motors Merced
1530 W 16th St
Merced, CA 95340
- Sales: (209) 722-8085
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Western Motors Los Banos
1160 I St
Los Banos, CA 93635
- Sales: (209) 722-8044
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